Tools
Four calculators that show their work
No email gate, no lead form in the middle. Put your numbers in, read the result, and call us if it raises a question.
Pick a question
Each tool answers one thing well rather than four things badly.
- What would my monthly payment actually be?See a full principal, interest, tax and insurance estimate for any price.Open the monthly payment calculator
What price range should I actually be shopping in?Turn your income, debts and savings into a realistic price range.Open the affordability calculator
Would refinancing actually pay for itself?Find your break-even month before you talk to anyone.Open the refinance savings calculator- Am I better off renting for now?Compare five years of renting against five years of owning.Open the rent versus buy calculator
How to read what they tell you
They are planning tools, not quotes
Every result here is an estimate built on the assumptions you enter. A real quote accounts for your credit, the property and the day you lock.
Taxes and insurance are included
Where it matters we fold in Georgia property tax and Atlanta insurance estimates, because leaving them out is how buyers get surprised.
Rates are samples
We pre-fill a sample rate so the tools work out of the box. Change it to whatever a lender has actually quoted you.
Magnolia Lending Group
Numbers looking close?
Turn an estimate into a real pre-approval letter. One business day, no cost.
Free consultation. Sample rates and assistance amounts shown on this site are illustrations, not offers.